Rating based on 1,332 reviews
About Good2Go Loans
Although cartoonish in rendering and with a sassy look & feel, a few minutes onsite with Good2Go will quickly demonstrate just how geared they are towards bad credit loans.
Having clearly done extensive research on their target market, the site is constructed to enable ease of navigation and facts & a few figures abound.
Straight talk turns to cash
Although offering other services, Good2Go has a keen eye on the niche of bad credit loans and their targeting of this arena is evident from the common sense FAQ tab as well as the intel placed per page.
A transparent lender
Possibly the most transparent lender in the country, Good2Go makes no bones about any details needed to successfully apply for a loan, nor do they hold anything in reserve about how one qualifies or not.
Receiving Centrelink payments?
Generally, however, even if one is on Centrelink but can demonstrate regular income, the company will assist with a quick loan.
Flexible yet compliant
Placing all of its charm and allure in the basket of utter openness and frank talk, this lender dances a merry jig by being wholly compliant with lending legislation on the one hand and also pretty unfussed about things on the other. It’s an offer that is a resounding success with many Australians.
What Good2Go Loans can offer you
There is an online loan application form upon click-through as well as a facility to enable online document verification as well as electronic transaction capacity.
Highly astute site build has enabled a smooth experience for any prospective client. While the site indicates a 4 step process, prospective clients need not be disheartened as it is brisk and snappy in the extreme.
Music to your ears
Bad credit loans are generally in the consumer’s hands on the same day. Good2Go live up to their promise of a fast loan. There are no fees levied for applying nor for granting a loan and, as the company openly states, no nasty surprises waiting ahead.
By way of an example, where a bad credit loan of $500 advanced to a client, with a repayment term of 12 weeks, that client would end up paying $55 a week for final repayment of $660. Loan amounts can be as low as $500 all the way up to $5000.
Flexibility in repayment
Clients need not even have a bank account, although the preferred repayment method is indeed via debit order. Good2Go will, however, accept other forms of payment too.
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In a Nutshell
- Average processing time 1 hour
- Online application
- Unsecured loan option
- Bad credit consideration
- Early repayment
We go the extra mile for our clients
Hinging largely on their being the last resort for many, the trust factor is large between the company and its clients and mutual respect keeps default to a minimum. Also, in the event of early settlement prior to term, there is no penalty levied.
Good2Go has a very amenable approach if a client can’t pay. As long as one calls 2 days before the due date, arrangements can be made to accommodate the drag on a payment.
Self-employed individuals are usually elated to learn that Good2Go hesitates not a nanosecond due to their employment status. The company essentially evaluates the prime criterion of whether or not a personal loan is genuinely affordable.
Among all lenders servicing blacklisted loans, this company has few competitors in its no-nonsense approach and chatty style on site.
Actively encouraging returning clients, Good2Go has pretty much brought the essence of a strong relationship to life in a financial service offering, being straightforward and always ready to try and help.
Bad credit loan specialists
Should you need help with completing your application or have questions, we have a whole team of specialists who know a thing or two about bad credit loans. They can assist you throughout the process, explaining whatever you need to be explained and giving you a hand when you need it.
Before you submit your loan application, get an idea of how much our loan will cost you in just seconds. Use our loan calculator to see how much your repayments could be which will give you an indication of what you can borrow. All you have to do is move the sliders to choose how much you want to borrow and for how long you'd like to borrow it for. However, bear in mind that this serves to give you an idea and should therefore not be taken as an official quote from us.
A responsible lender
We're a lender that is always on your side- you, the ordinary everyday Australian. This means that we lend responsibly to our clients, meaning we will never lend you more than what we believe you can repay comfortably. Our aim is not to put you in a position of financial hardship; it's to give you the quick cash that you need to fulfil whatever financial need you may have.
Eligibility & Requirements
- Earning a stable income
- Credit check
- Recent pay slips
- Bank statements
- Proof of address
Other Products & Services
- Cash Loans
- Car Loans
- Business Loans
- Personal Loan
- Bad Credit Cash Loans
- Short Term Loans
- Fast Loans
- Online Loans
Customer Reviews & Testimonials
Thank you to the customer consultant who took the time to explain the full details of my bad credit loan to me. Thank you for being so patient and an absolute sweetheart.
— Sydney —
My rate was so affordable I managed to repay my loan without difficulty.
— Brisbane —
I desperately needed a car to drive my elderly mother back and forth to the hospital several times a week. I want to say thank you for making this possible for me after struggling to get a loan from banks. You are a lender Australians can put their faith in.
— Perth —