Rating based on 37 reviews

ANZ – Credit cards

Updated

  • Low-interest starting from 11.49%

In-page navigation


ANZ homepage

Author ANZ. Screenshot of ANZ website. [Accessed June 10, 2018]

About ANZ

ANZ which was incorporated back in 1977 is a publicly listed company in Australia. ANZ has assets of approximately AU$7,221 billion as well as more than 400 000 shareholders and is, therefore, one of the largest listed companies of five in Australia.

A global company

This is one of the most sought after banks in Australia and, being such a huge bank, they also operate in over 34 markets across the world offering everything from personal loans to Forex services.

Sustainable framework

Their Sustainability Framework allows ANZ to shape the way they choose to do business including the ability to take into account the social, economic and environmental risks as well as opportunities that allow them to deliver the value customers expect.

10 million happy customers

ANZ has just over 10 million worldwide customers whom are extremely happy with the services they receive from home loans to Forex services.

This bank is able to offer all their customers international connectivity to markets across the world along with expertise and local knowledge.

What ANZ can offer you

ANZ is a highly popular bank in Australia thanks to the great service that their customers receive and the wonderful services that they offer their clients.

A popular credit card provider

ANZ offers a wide range of services to their clients but their most popular products is their credit cards which come at highly competitive rates and highly sought after rewards.

Check if you qualify:

  • You must be 18 years or older
  • You must have a good credit rating
  • Permanent Australian resident – non-Australian permanent residents can apply but they need to have at least 9 months left on their Visa

Income requirements for ANZ credit cards:

  • An annual minimum income of $15000 for the ANZ credit card
  • An annual minimum income if $50 000 for the Platinum credit card
  • An annual minimum income of  $75 000 for the Black credit card
  • Or at least $50 000 in Australian ADI Accounts (Authorized Deposit- Taking Institution)

ANZ Product Details

  • Loan Type Credit cards
  • Interest Rate 11.49 – 20.24% p/a
  • Decision 2 days

Get a competitive credit card from ANZ

It only takes a few minutes to complete an online loan application for one of the credit cards that ANZ has to offer for their clients.

Get a reply in 60 seconds

Before starting your online loan application make sure that you have all the documents you need to apply.

You will receive a response within a minute of submitting your application with your online application reference number.

All applicants should have:

  • A valid email address
  • An Australian drivers license
  • Employers Details
  • If self-employed you need to provide our accountant's contact details
  • All income, liabilities and asset details

Getting your card

Once approved, in five working days, you will receive your welcome kit and card and your pin will be mailed within two working days after the issuing of your card. Before using your card you will need to activate it.

Manage your card

The best thing for you to do after receiving everything is to find out about the ways that you can manage your card.

If you don’t want to apply for a credit card online or if you need more information you can visit any local ANZ branch or call the local branch.

Try our new app

We have the app for you that you can download on to your smartphone or tablet with a few easy steps you will be able to keep an eye on your financials. It is great and convenient and it's on your phone so anywhere you go you can check on your account. You can even check up on your credit card and purchases and how much is owed making this a super easy app for you. You can get your monthly statements at any time with the app and you can even put voice passwords on important details so that only you can see it. You can even register your card so that you can use your app to pay instead of using your card. We have designed this app for you so that you can stay in the loop at all times.

Rewards

Use your rewards for yourself for airfare and more all you have to do is start spending on your card and you will receive reward points. The reward points depending on your card type the higher ranked the credit card is the better your points will be that you can use for various purchases. You can use your points for your travel destinations Bonus once you spend up to $ 4000 dollars you will be rewarded with cash backs.

Customer Reviews & Testimonials

November 2018

I love my ANZ app being able to see all my statements when I need to is great.

Charles S
— Perth —

February 2019

I use this company for all my credit card needs and they have helped me sort out my payments and more and I couldn’t be more thankful. I recommend using them

Donavan L
— Sydney —

ANZ Contact Details

Physical Address

Opening Hours

  • Monday 09:30 – 16:00
  • Tuesday 09:30 – 16:00
  • Wednesday 09:30 – 16:00
  • Thursday 09:30 – 16:00
  • Friday 09:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed