iSelect is owned by the iSelect Group which also owns another very popular comparison website in Australia – Info Choice.
Although the two are owned by the same company you wouldn’t be able to notice this by their sites appearance or even the way they do things.
What iSelect does
iSelect lists and compares home loans, credit cards, insurance and utility products and services from some of the country’s largest and most prominent brands as well as the smaller guys who offer serious value for money even though they’re new in the business.
Advisors are kept in the dark
As with any business where conflict of interest may occur iSelect keeps the commissions they receive from providers a secret from their some 500 advisors to ensure they advise based on value and competitiveness rather than on what will make the company the most money.
This comparison site acknowledges the “humanness” of consumers and claims to take care of the boring but necessary so that you can get on with life or, as they put it “anything else”.
What iSelect can offer you
Since they're only interested in the financial products that these comparison sites work with we tend to neglect the other products, however, it’s worth mentioning that iSelect also lists and compares insurance policies and utilities like electricity, gas and broadband plans.
Compare credit cards
We all know that there are hundreds of credit card products out there and that it’s very challenging to find one that meets your needs but doesn’t break the bank.
Using a loan comparison site like iSelect can help you narrow down the search to find credit card products that have the features you need and come with a reasonable price tag too.
Compare home loans
When it comes to such a massive investment it really pays to do your research and really look for a home loan that is affordable and flexible as well as a provider that will be there for you whenever you need them.
Whether you’re looking for your very first home loan or are in search of a worthy property investment loan using iSelect to compare home loan interest rates and terms will certainly help you make the best decision possible.
In a Nutshell
Compare to get it right the first time around!
iSelect has also included a quick guide for both their credit card comparison page and their home loan comparison page and it is highly recommended that you read these before starting the comparison journey.
This is so that you will easily be able to select the points when telling them about your needs. In addition, it may also be worth reading through their “how iSelect works” page which has the bulk of their most important information.
Easy to navigate and compare
One of the most outstanding things about this particular loan comparison website is how simple and easy to use the site is.
It is not littered with advertisements and icons and has a simple navigation system that will take you where you need to go without much effort – and that’s something we all appreciate.
The process of comparing
Once you choose either their home loan comparison or their credit card comparison sections you will be asked to tell them more about what you need and what you’re looking for in the loan or card.
After telling them what you need you will be asked to provide your name, email address and mobile number to get more information but you can skip this altogether and go directly to the list of personal loans or credit cards. You can then read, browse and compare to your heart’s desire until you make a decision.
Most of the modern lenders that are listed on iSelect allow you to complete an online loan application for their products and you will be directed to that site from iSelect if you wish to apply.
Meeting all the requirements doesn’t automatically guarantee an approval
If you meet all the requirements and you are still declined, your affordability might be the cause of concern. There are a number of factors that come into play when we assess your loan application. The last thing we want to do is give our customers a loan they won’t be able to afford to pay.
This will mean that your credit profile will be jeopardized as well as your reputation as a customer. These two aspects are important in the field of financial management and should be protected at all times.
We will always give you the reason why we couldn’t approve your loan; we will never just leave you hanging. After you have settled some of your debts, you are welcome to apply again in the future.
Eligibility & Requirements
Other Products & Services
- Health Insurance
- Car Insurance
- Life Insurance
Customer Reviews & Testimonials
I saved so much money by using the loan comparison services of iSelect.
— Lismore —
I am genuinely impressed with the loan I got at iSelect. I would recommend their services to anybody whose looking for a good deal.
— Perth —
Thankfully to iSelect, I got approved for a loan that changed my financial life for the better.
— Bunbury —
Find us here
294 Bay Rd, Cheltenham
PO Box 2021, Moorabbin, 3189, Australia
- Monday 09:00 – 18:00
- Tuesday 09:00 – 18:00
- Wednesday 09:00 – 18:00
- Thursday 09:00 – 18:00
- Friday 09:00 – 18:00
- Saturday 10:00 – 15:00
- Sunday 10:00 – 15:00