Rating based on 4 reviews


Payday Loans offered by Instant Cash Online

Instant Cash Online banner
image of Instant Cash Online

About Instant Cash Online

Instant Cash Online provides payday loans of up to $2,000 to Australians who need it to cover an emergency expense or tide them over.

One of Instant Cash Online’s primary assets is their staff who tackle problems with expertise and grace and are always willing to go the extra mile for their customers.

Great service all the way

When it comes to working with big banks and large alternative lenders customers often feel like they are ignored, unappreciated and simply treated badly.

Instant Cash Online is known for providing their customers with a high standard of customer service and respect from application through to settlement.

A quick online lender

If you’ve ever tried getting a personal loan from a bank or credit union than you know that it is nearly impossible to do so in under 24 hours. With all that red tape and procedures it’s no wonder that payday lenders like Instant Cash Online keep getting more and more popular.

With Instant Cash Online you can get a short term loan in under an hour if it is your first time applying and within just a few minutes if you are a returning customer.

What Instant Cash Online can offer you

Instant Cash Online offer quick loans that range from $300 to $2,000 on the internet.

With this lender you get anything from 16 days to 6 months to repay your loan which makes it significantly easier on the pocket. With Instant Cash Online you will not be charged interest but, rather a set once-off fee and an ongoing monthly account keeping fee.

Here are the costs of a loan:

  • You will be charged 20% of the principal loan amount as a one-off fee
  • You will then be charged an ongoing monthly fee of 4% of the principal loan amount

Unlike other lenders who only give you 30 days to repay and charge a myriad of hidden fees – this lender is clear about the costs of a payday loan and offers its customers longer and more convenient repayment terms of up to 6 months.

Bad credit consideration

Although they are a registered lender that abides by all the necessary rules and regulations, you can still get a bad credit loan with them. This means that although they will have to perform a credit check you will not be denied if you have missed payments in the past.


Interest Rate

From 0 %

Loan Amount

$0
Min

$0
Max

Repayment Term

0 days
Min

0 months
Max


In a Nutshell

  •  Average processing time 1 hour
  •  Online application
  •  Unsecured loan option
  •  Bad credit consideration


Get a Fast Loan Online

With an average processing time of just an hour you can rest assured that you will be able to tackle the emergency you’re experiencing quickly and with little hassle.

Some loan uses:

  • Paying for emergency car repairs
  • Paying overdue bills
  • Paying medical bills
  • Tiding you over until payday
  • Buying birthday or wedding gifts
  • Paying school fees

It is simple and easy to qualify for a short-term loan with this lender simply because they consider bad credit applications as well.

In order to qualify to apply you must be an Australian citizen or permanent resident, be aged 18 or over and be able to afford the loan by proving sufficient income.

Extra requirements

Although these are not actually requirements you will also need an active bank account, email address and mobile number to process your loan application quickly and easily in the comfort of your own home.

It should take you only about 5 minutes or so to complete an online loan application with this lender after which they will get in touch with you very quickly to process and credit your payday loan.

Finding out how much you would pay for your loan

We will loan you up to $2000 all you have to do is make sure with our calculator that you can afford the amount that you would like to loan. You can loan from us from three months to six months it is up to you for example so you can see all you have to do is select the amount you would like to loan. Let’s say $2000 and you would like to pay it back over three months your weekly instalment will be $220. If you would like to know how you will be paying back on your loan all you have to do is times the amount by the number of weeks for example. $220*12 will equal $2640 that will be the full amount you will pay back.

We offer you

We have your back and that is why we offer you the loans that count all you have to do is fill in the online application that will take up to 5 minutes to complete. We will offer you loans that you can get the same day and if you have any questions for us you can visit our branch or phone us on the toll-free number supplied.


Eligibility & Requirements

  •  Credit check
  •  Active email address
  •  Mobile
  •  Bank statements

Customer Reviews & Testimonials

December 2018

I applied for my loan and they phoned me back to let me know that I was approved.

Ruan F
— Sydney —

February 2019

I was very impressed with Instant Cash Online. I received my loan on the same day! The loan application is quick and easy.

Lorraine A
— Brisbane —

May 2019

We contact the company to let them know that we would like to pay our loan back early and they helped us. I recommend them to anyone

Geraldine C
— Perth —

 Get in contact