About Speedy Money
Offering a 24/7 service, SpeedyMoney is a sleek and polished presence in the Australian micro-lending industry and is growing quickly, due largely to its uncluttered offering and smooth online presence.
Warm and welcoming, the site is detailed yet elegant in its thinking. The various terminology explanations, especially of those slightly jargonised financial terminologies, on the home page, certainly helps make things easier to understand.
Making things easy
Their intention is clear and thoughtful, and they make it easy for people to understand who they are and what they do by offering lots of information on personal loans.
Quick loans in 24 hours
The time is taken to see a payday loan reflect in a client’s account a little ambiguous, but it can be deduced that it takes anything from 2 hours to around 24 hours, depending on the name & nature of a client’s bank.
As with the majority of online lenders, one of their strongest points is their ability to offer consistent, professional and friendly customer service. SpeedyMoney offers excellent customer service and its host of happy customers is proof.
What Speedy Money can offer you
Notwithstanding the home page’s tendency to make potential clients ponder and second guess, the product offering is fairly simple with SpeedyMoney.
In spite of their various bullet points describing what their loans aren’t, SpeedyMoney is a payday loan lender. In a nutshell, they offer small loans over a brief period. There are other product offerings, but the home page pitch is for payday loans. The money will reflect in a client’s account on average the following business day.
Borrow up to $1,600
From a minimum of $200 up to a maximum of $1600 and with offered repayment periods from 1 week to 4 weeks, SpeedyMoney is a quick and relatively easy small cash loan facility.
If one is 18 years or older and a citizen of Australia, one is then eligible for a loan. While initially, it seems that merely preference is given to employees, self-employed people can generally not satisfy SpeedyMoney’s requirements for a quick loan.
Live chat available
As one accesses the live chat feature, a pop-up also warns that an applicant needs to be employed in order to qualify.
The FAQ section is a more successful online loan application of a thought process by SpeedyMoney. Here, almost any concern an applicant might have is capably addressed.
Speedy Money Product Details
- Loan Type Payday loans
- Interest Rate from 43%
- Loan Amount up to $1,600
- Repayment 16 days to 32 days
- Decision 1 hour
Oour loan application is quick, apply online under 2 minutes
Following the model of one-step-away from direct contact, believing as they surely do and justifiably so, that all possibly needed information is given on the site, SpeedyMoney nonetheless does have a helpline facility and it’s possible to call and clarify anything that may become convoluted in any online application.
The live chat consultants will come back to an applicant after a message has been left on this facility and address their questions quickly and professionally. If you need any questions answered or simply need assistance with an existing payday loan they can help you.
The online loan application form itself is remarkably simple and takes about 2 minutes to complete. This means you can get a quick loan in just minutes rather than hours. SpeedyMoney is a simple and quick port of call for consumers to access a snippet of cash quickly and easily when they’re in a hurry.
Mainly a payday lender
Although there are other products on offer, by far the lion’s share of their current endeavour is geared towards payday loans.
If you miss your loans payment deadline
We will help you if you run into financial problems we will assist you in getting your loan paid for or if you have overspent and your loan did not come off your account you have 12- 14 days to pay your loan monthly or weekly amount to us we will give you those days to catch up and if your loan is not paid you can find yourself with an added on fees for your loan if you miss payments. We recommend that you pay your loan back on time and if you do run into financial difficulties you let us know.
Can you lend if you have bad credit
The answer to this is yes you can lend from our company, we like to be fair to everyone and having a bad credit does not mean that you have not paid your debt. It could also mean that you are new in the working force and you haven’t had time to build up a credit record yet. That is why with our company we will go through your bank records and also see your monthly salary and how much money comes off your account per month and we will see if you can afford the loan. if you can we will approve the loan.
Customer Reviews & Testimonials
When I applied for my loan I didn’t have the best credit and was able to get my loan what a fair company.
— Brisbane —
Great service and can’t go wrong super understanding company that is here for you.
— Sydney —