ANZ – Personal loans

In order to apply for a personal cash loan with ANZ, you must be a resident or citizen of Australia or have the required permit.

In addition, you must be earning in excess of $15,000 per annum and be able to provide them with your driving licence or an acceptable form of identification.

Details to be provided

In order to apply you must complete an application in full and provide details including all financial details such as where you work, how much you earn and your regular financial commitments as well as provide your driving licence and account details.

Apply for credit online

You can complete an online loan application on ANZ’s website and you will receive a conditional approval in about 1 minute.

Once you’ve been conditionally approved for your personal loan you will receive further information via email. You may also be contacted by a service agent if additional information is required. If you are approved you will then be sent a loan contract which must be signed and returned before your loan will be credited.

All of this and more is available at your fingertips with a personal loan from ANZ Bank. We can help you to get the finance that you deserve to make your dreams and aspirations a reality.  Our friendly and knowledgeable staff is always available to answer any of your questions and ease your concerns.  

Variable rate personal loans

Variable rate loans may be a little difficult to predict and may be unsuitable for those who have to strict to a very strict monthly or weekly budget however, they typically offer the most competitive interest rates.  ANZ currently offers a variable interest rate loan at 14.69% per annum.

Head office of ANZ

ANZ’s head office is currently located in Melbourne and they have branches scattered throughout the country. ANZ was the first banks in Australia to offer Apple and Android Pay – one of many market innovations that they were the first to adopt.